TAC Claim Lawyers Serving All of Victoria

A TAC lawyer (also known as a TAC claim lawyer, a TAC accident lawyer, etc.) is a legal professional who specialises in Victoria’s TAC scheme.

At ADM, our personal injury lawyers believe in educating the public. Our TAC lawyers have an in-depth understanding of the TAC’s rules and procedures, enabling us to help clients obtain the maximum payout possible.

A TAC claim is an application made to Victoria’s compulsory third-party insurance system (the Transport Accident Commission) for payment of expenses related to the crash.

Arnold Dallas McPherson Injury Lawyers are extremely well-versed in TAC claims, having handled hundreds of matters on behalf of clients injured in road accidents. We draw upon our experience and knowledge to explain the intricacies of these matters in clear and understandable terms.

You may have a TAC claim in the following circumstances:

• Car Accidents
• Truck Accidents
• Motorcycle Accidents
• Pedestrian Accidents
• Bicycle Accidents
• Public Transport Accidents (Buses, Trains & Trams)

ADM can work hard on your behalf to maximise benefits and any lump-sum payouts you are entitled to for an accident caused by someone else. Though the TAC operates on a ‘no-fault’ basis in most instances, claims for common law damages require proof that the operator of a motor vehicle was at fault.

You need a TAC claim lawyer because it can be difficult to act in your own best interest after a road accident. Furthermore, TAC accident lawyers can help you navigate the complex rules and requirements to get the full compensation you deserve.

When you hire Arnold Dallas McPherson Injury Lawyers, you get a team with decades of experience in all aspects of TAC claims. You will also receive steady guidance and reassurance in stressful moments, enabling you to focus on recovery and have peace of mind while the matter is pending. Our TAC claim lawyers can help you:

• Explore all benefits: Clients of the TAC often don’t know all of the benefits they may be due. Our TAC claim lawyers can advise you of the full range of benefits available to you, as well as any additional entitlements you may be eligible for.
• Overcome disputes: Insurers don’t always pay what’s fair, and the TAC is no exception. Medical and like expenses may be denied, leaving you to pay the cost of necessary care out of your own pocket. These and other disputes should be handled by a qualified lawyer who can communicate with the TAC on your behalf.
• Pursue common law compensation: Having a TAC lawyer on your side is critical if you have a claim for common law damages. These matters require you to prove that the operator of a motor vehicle was responsible for the accident. You will also need to show that you sustained a serious injury. Our skilled solicitors can help prepare your common law damages claim, negotiate with the TAC and (if necessary) take the matter to Court.

Many people wonder why they need legal representation when much of the TAC scheme is no-fault. During your FREE consultation, ADM will answer any questions you may have and discuss the benefits of entrusting your claim to a TAC lawyer.

Choosing a TAC claim lawyer is a big decision. Arnold Dallas McPherson Injury Lawyers offer a complimentary guide to TAC accident claims. This resource is designed to help you understand your rights and the benefits of retaining an experienced lawyer.

Here are just a few ways you can find the right lawyer for TAC claims:

• Experience: Look through the firm’s website. Do road accidents seem to be a major focus? How many years has the firm been active? Does what you read inspire confidence in their abilities?
• Reviews: You should be able to find reviews on the website, as well as Google and other third-party sources. Pay special attention to reviews from clients who were injured in transport accidents and how the firm handled their claim.
• Qualifications: Recognition as an Accredited Specialist in Personal Injury Law by the Law Institute of Victoria (LIV) is the highest qualification bestowed on injury accident solicitors in the state. Multiple TAC lawyers at ADM are LIV-Accredited Specialists in Personal Injury Law.
• Participation in TAC Common Law Protocols: The TAC’s Common Law Protocols provide clear rules for resolving common law claims through the TAC. Participating lawyers are generally able to obtain favourable outcomes faster and with less difficulty, often without having to go to Court.
• Results: Don’t be afraid to ask lawyers at the firm about the results they’ve achieved in situations like yours. It’s the best way to see the kind of success the firm has had in TAC matters, as well as how far they are willing to go.

Many corporate injury law firms chase after quick and easy settlements. ADM takes a different approach. Our TAC claim lawyers aggressively advocate for maximum compensation whilst serving as a source of calm and silent strength for you. This allows us to win the right way, by understanding the challenges you face and laying the groundwork for success.

Arnold Dallas McPherson Injury Lawyers have a ‘No Win, No Fee’ policy for TAC claims. You pay nothing for the initial consultation, and you don’t have to pay professionals costs if the matter is not successful.

ADM has a proven record of success. If we agree to represent you, this means our TAC lawyers have a high degree of confidence that the outcome will be favourable. Earning your trust is one of our top priorities, and you can count on us to be honest at all times.

Read more about our fees and schedule your FREE consultation today. You pay nothing upfront.

Yes, a police report is required when making a TAC claim. The TAC requires you to submit the police report number (or the officer’s details, such as their name, badge number and where they’re stationed) when lodging an accident claim.

One of the most common mistakes we see at ADM is not reporting a road accident to the police. Serious crashes are likely to be reported, whether by you, the other driver or a passerby. But too many people believe an accident is ‘minor’, only to be diagnosed with injuries at a later date.

If you were injured in the accident, in an emergency call 000 and ask for the police to attend the scene. Otherwise, you can call Victoria Police on 131 444 and make enquiries as to making a report. You can apply for a copy of the report from the Victoria Police website, or your TAC lawyer at ADM can make the request on your behalf.

The compensation available from the TAC can vary widely. What doesn’t change is the importance of hiring a TAC lawyer to help you get the full benefits and any other entitlements you deserve.

At Arnold Dallas McPherson Injury Lawyers, we know that no two TAC accident claims are exactly alike. We have represented clients who sustained injuries ranging from minor lacerations and fractures to debilitating disfigurement, internal organ damage and other severe injuries.

Based on the severity of your injuries and other factors, you may be entitled to:

• Medical expenses, supports and like services
• Loss of earnings benefits
• Return to work benefits and support
• Impairment benefit (if you suffer Permanent Impairment greater than 10%)
• Common law damages

ADM treats you like a person, not a number. You can count on us to evaluate your situation and determine how much your TAC accident claim may be worth. Contact us today for FREE to get access to expert advice and a team dedicated to getting you the best result.

A person can generally make a claim from the TAC if they are injured in a motor vehicle accident due to the driving of (or, in certain circumstances, the use of) a motor vehicle. The definition of ‘motor vehicle’ is quite broad. It can include a variety of transport, such as cars, trains, buses and even some industrial vehicles.

There are some exceptions to this rule, such as unregistered vehicles being driven off road or lighter motorised transport such as mobility scooters. Advice should be sought from your solicitor at Arnold Dallas McPherson Injury Lawyers if any vehicle has been involved in your injury.

You can lodge a claim with the Transport Accident Commission on your own, or you can hire ADM to represent you and get the claims process underway. If you were taken to hospital following the accident, the hospital may submit a claim on your behalf to get reimbursed for your medical care.

To lodge the claim, call the TAC at 1300 654 329 or complete the online lodgement form. You will need to provide the following information:

• Details about the Accident

• • • Location and date
    • Circumstances of the crash
    • The names of all involved parties and witnesses
    • Registration numbers for all of the vehicles involved
    • Other details about the vehicles, such as the year, make and model
    • Police report number
    • Incident report number, if the accident involved public transport

• Information About Your Injuries

• • • Documentation of your injuries; this may include a hospital discharge summary, Certificate of Capacity and/or letters from medical professionals
    • Names and contact information for doctors, hospitals, etc. involved in your treatment

• Employment, Income and Banking Information

• • Information about your employment prior to the accident
  • Whether you have missed or will miss more than 5 days of work as a result of your injuries
  • Bank account information

Arnold Dallas McPherson Injury Lawyers can help you gather all of the information needed to make a claim. We understand how traumatic road accidents can be, and our team will work quickly to ensure that evidence is preserved and your rights are protected.

You have one year to lodge a TAC claim after your motor vehicle accident. There are certain circumstances in which this can be extended, however the safest course is to call the TAC and begin the claims process within one year of the date of your accident.

ADM is available 24/7 to discuss the circumstances in which this period may be extended. However, we encourage you not to rely on potential exceptions and contact us at 1800 242 588 as soon as possible.

The principal benefits available from the TAC after a road accident include medical and like expenses and income support for lost earnings. You may also be entitled to a one-time lump sum benefit for permanent impairment.

Arnold Dallas McPherson Injury Lawyers describes these benefits in detail below:

Loss of Earnings & Loss of Earnings Capacity

Following the first 5 working days after a transport accident-related injury, the TAC will pay loss of earnings benefits to a person who suffers a loss of income because of their injuries.

Loss of earnings benefits are payable at a rate of 80% of your ‘pre-accident weekly earnings’ for a period of 18 months after the accident. These payments are subject to a statutory maximum ($1,690 as of FY 2025–26).

If you are still incapacitated for work after 18 months, the TAC can pay loss of earnings capacity (LOEC) benefits for a further 18 months. LOEC benefits can be payable even if you were not working at the time of the accident.

Loss of earnings capacity benefits are only potentially payable after the 3rd anniversary of the accident if you have a whole person impairment of 50% or more. ADM can advise you of your entitlement to LOEC benefits and help you through the TAC’s review process.

Medical and Like Expenses

The TAC is able to pay for reasonable medical and related expenses for treatment required for your accident-caused injuries.

Arnold Dallas McPherson Injury Lawyers can ensure that all medical expenses and supports are paid by the TAC in accordance with law. These may include:

• Medical appointments
• Transport via ambulance
• Hospital care
• Surgical procedures
• Rehabilitation, physiotherapy and allied health services
• Medications
• X-rays and other medical imaging
• Medical equipment and aids
• Help in your home or garden
• Travel expenses for medical care

If a family member has been hospitalised after an accident and you live far from the hospital, certain family members are able to claim for assistance with accommodation and travel costs. ADM can also help family members claim lost earnings if they are forced to miss work to visit or help a loved one who has been injured in a road accident.

Lump Sum Impairment Benefit

If you have a permanent injury as a result of the accident, you may be entitled to a modest lump sum payment known as an impairment benefit. You can receive an impairment benefit if your whole person impairment score is independently assessed as greater than 10% under prescribed impairment guides.

Lawyers at ADM have an in-depth understanding of the impairment guidelines and the process for assessing impairment. We can advise you what to expect during medical examinations, as well as the timing of your claim.

Your level of impairment can generally not be assessed until at least 12 months after the accident. An impairment benefit claim must be made within 6 years from the date of the accident.

If you have a long-term injury as a result of the transport accident, you may have a permanent impairment. What level of impairment you have directly correlates to how much compensation you are entitled to.

You must wait at least 12 months after the injury to see what degree of impairment you may have. This allows your injuries to stabilise prior to being assessed.

Once your injuries have stabilised, your lawyer at Arnold Dallas McPherson (in concert with the TAC) will arrange for an assessment of your impairment in accordance with specific guidelines.

Arnold Dallas McPherson Injury Lawyers are experts in the TAC’s impairment ratings. We take into account the symptoms and treatment you have had and compare these facts against the guidelines for assessing permanent impairment. If you are unfairly denied an impairment benefit, our team can help you dispute the decision.

If you have suffered a ‘serious injury’ due to the negligence of another person, you may be able to sue for further compensation (known as common law damages) in addition to your no-fault benefits. Damages at common law in TAC claims can compensate you for your pain and suffering and loss of past and future earnings..

The TAC lawyers at ADM have unrivalled expertise in claims for common law compensation. In addition to investigating the accident and collecting evidence to prove fault on the part of another, our firm can help you apply for a Serious Injury Certificate.

Serious Injury

You have a serious injury if:

• You are assessed as having an impairment of 30% or more
  OR
• The TAC or a Court grants you a Serious Injury Certificate as you are considered to have:
  • (a) serious long-term impairment or loss of a body function; or
  • (b) permanent serious disfigurement; or
  • (c) severe long-term mental or behavioural disturbance or disorder; or
  • (d) loss of a foetus.

Obtaining common law compensation involves challenges not typically seen in TAC claims for no-fault benefits alone. Arnold Dallas McPherson Injury Lawyers have the experience and skill to seek the maximum payout. This generally consists of settlement negotiations but may involve going to Court.

What are damages and how are they calculated?

Common law damages are the losses you experience as a result of the transport accident. They fall outside of the TAC’s no-fault benefits, instead comprising the total effect on your earnings (past and future) as well as the adverse impact on your quality of life.

Experienced solicitors at Arnold Dallas McPherson understand how damages are calculated. Many of our lawyers are Personal Injury Specialists, accredited by the Law Institute of Victoria. We explore your case thoroughly to assess the damages you may be due in a TAC accident claim.

Pain and suffering damages are calculated based upon the effects of your injuries on you as an individual. They depend on how any given injury, or injuries, affect your day-to-day life, home duties, hobbies, recreational activities, pain levels, sleep, mood and various other facets of your life.

Loss of income damages can be for your past loss of earnings and potentially for your future loss of earning capacity. This can be a wide-ranging calculation depending on your age, education, skills, training and experience in the workforce, when looked at in the context of your injuries suffered and your resultant disability.

ADM provides personalised legal service. We want you to feel heard and supported. Our TAC lawyers account for your personal circumstances and how the injury or injuries affect you to calculate the value of common law damages in your claim.

Drink driving can have an adverse effect on your TAC claim. Your rights to compensation may be affected by being reduced or not payable at all.

If you are concerned about how alcohol use may affect your claim, we recommend contacting ADM without delay. The TAC takes the following factors into account when evaluating the entitlements of a drink driver who gets into an accident:

• If you have been drinking before the accident
• If you have committed certain driving offences
• If your licence is cancelled, suspended or you have never held a licence
• If you were part of a race or trial
• If you were committing a serious offence

Similar provisions apply to driving whilst under the influence of drugs. These provisions are complex, often depending on the BAC of the person and/or the drug-related offence they have been convicted of. ADM can review the particulars and advise you of any contributory negligence issues that may apply.

You have 12 months from the date of a decision of the TAC which you disagree with to lodge a dispute with the Victorian Civil and Administrative Tribunal (VCAT).

Arnold Dallas McPherson Injury Lawyers can also assist you with objectionable TAC decisions by seeking an internal review and/or by lodging a dispute through the TAC’s Dispute Resolution Protocols.

Even what you might consider relatively minor issues should be queried with your solicitor at Arnold Dallas McPherson as early as possible so as to ensure your rights are protected.